This article showcases our top picks for the best Nigeria based FinTech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the FinTech (Financial Technology) industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Nigeria FinTech (Financial Technology) Startups
Data sourced from Crunchbase and SemRush.
Linkifin
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Linkifin is a working capital solution provider that offers fintech, supply chain financing, cash flow, and financial technology management.
ReQuid
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ReQuid helps to invest in agrotech companies and manage portfolios on a single platform with the option of liquidating at any time.
Remita
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Remita is a financial services-based e-payment platform dealing with electronic payment & e-collections, payroll & biometrics services.
CiCo
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CiCo provides financial services to different merchant applications as the platform for 3rd parties.
FX-Traid Investment & Savings
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An Investment Management & Savings Company
Regxta
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A digital credit platform for the unbanked and micro businesses
Kolobox
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Kolobox is a web application that offers fund investment options and management with an e-wallet service.
NairaEx
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NairaEx is a web-based application that helps users earn money by offering bitcoin buying, selling, and exchange services.
Ekwita
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Ekwita is Africa’s first work-for-equity platform that helps entrepreneurs bring ideas to life.
CashUrban
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CashUrban is a cash exchange transfer platform (CET) which enables users to access their cash within their neighborhood.
Smart Technologies
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A company that provides world class solutions to global problems.
Blockstale
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Blockstale is a fintech firm that offers bitcoin ATM, cryptocurrency wallets, merchant and related cryptocurrency payments solutions.
IjidolaExchange
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We offer you a convenient and easy investment process with the use of the latest technology and innovations.
Thriivo Capital
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Thriivo capital acquired alphasavebox a micro investing web application for $1.3M in Nov 2019.
NairaX
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NairaX is a payment processing e-commerce platform that specializes in fintech, blockchain, and CryptoCommerce markets.
Advancer™
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Nigerias’ trendy salary advance platform.We are an alternative lender offering unsecured loans to millennials and blue/white collar workers;
Xcrowme
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Xcrowme is a fintech company that provides facilities like selling and buying BTC, managing funds, and dashboard to trading functionalities.
Roofone Capital Limited
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Safe, data-driven Real Estate Investment for Africa.
OneSwich
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A payment company focused on Enterprise solutions and consumer services, built to help businesses secure and verify payments Offline.
SusuAI
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SusuAI is savings planner that help plan and automate bills and also give users certain percentage money back on their savings.
Bulkpay
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Bulk payment app for bulk transfer, data, airtime purchase, and bills payment
Mikro
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Mikro is a digital payment start-up that offers payment services for customers and micro-businesses merchants.
e-Piggy
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e-Piggy is an online platform that enables change to be collected virtually at POSs where cash is used for payments.
Zapay
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Quick Global Money Transfer and e-Commerce Merchant Services
Momize
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Momize is a FinTech startup that provides investment opportunities to solve financial inclusion.
Clane Company
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Clane Company offers digital payment solutions, easy-to-use financial products, and services for individuals and businesses.
Rapidpay
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Rapidpay specializes in money transfer and seamless payment solutions for businesses utilizing bitcoin and physical currency.
Payfric
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Payfric is a payment solution that provide 1 wallet for multiple digital payments to accept payment online without bank card
CrowdBuy Technology Solutions
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Crowdbuy is a hybrid commerce platform that connects investors and buyers to low risk, high yield investments and verified deals.
Calabary
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Calabary is a financial technology services company providing instalment loans to consumers at the point of sale.
F&K Savings
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F&K Savings is a fintech company that facilitates saving, investment, and wealth-building opportunities for every individual.
PADIMI.CO
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Padimi.co is a fin-tech company that targets low income earners and unbanked in Africa and the Nigeria .
PrecisionPay
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FinTech offering Subscription Management in Nigeria using Direct Debit Solutions
Mamamoni
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Mamamoni is a social enterprise that provides financial services to rural and poor women in Africa.
E Farms
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E-Farms is an agricultural fintech company that specializes in building sustainable agribusinesses and market access for traceable produce.
Jiggle
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Jiggle is a meal budgeting platform budgeting for meals and makes gain control spending.
RentCrowdy
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Peer-to-peer lending platform for rental financing in Africa
Pettysave
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Pettysave is a financial service-based company.
YouSaver
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YouSaver is an online budget platform that enables users to save funds
Druflow
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Druflow builds, operates & invests in problem-solving digital businesses.
Kobolet
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Kobolet is a lending company building an ecosystem to enable people use crypto assets as collateral to secure cash loans.
Kashbase
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Kashbase deepens financial access by providing financial solutions for low-to-middle income consumers and SMEs.
NebulaPay Technologies
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NebulaPay Technologies is a financial services and fintech company located in Lekki.
Angala fintech
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Angala fintech provides offline and online payments, lending, agency banking, insurtech, market access, and other financial services.
swap.ng
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Swap.ng is a platform with various extensions enabling users and businesses to send, receive payment and pay bills.
SnapCredit
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SnapCredit is an online lending platform that offers credit solutions to employees.
CoinNewsExtra
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CoinNewsExtra is a media platform that covers events on Fintech, AI, Blockchain, and Emerging Technologies.
CowriePay
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CowriePay is dedicated to deepening financial services in emerging markets.
Kanz Invest
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Kanz Invest is a mobile app that allows Muslim investors in Africa access expert-managed US Dollars denominate investment securities.
OneWattSolar
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OneWattSolar pays for, installs, owns and operates Solar Rooftop Energy Unit using via energy-as-a-service model in Sub-Saharan Africa.
Trado Global Limited
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Trado Global is a digital agriculture platform focused on offering profitable investment connecting farmers with real farm sponsors.
Slourish
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A business micro-investing community-based platform. Members fund businesses for a return, and other incentives.
VISION-X CRYPTO
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Vision-X Crypto is a FinTech company that facilitates payments through cryptocurrency with cost effective integration models.
Fundit
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An e-deposit system that to deposit into bank account via USSD, mobile and web channel using fundit scratch card or airtime credit.
Prosper
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Digital financial wellness platform that help our users escape poverty
Voltt (VolttPay)
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VolttPay is a Financial Technology company helping Africans send and receive money/cryptos globally.
Piggyvest
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Piggyvest is a platform that helps individuals and businesses manage their finances effectively.
Zoto
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Zoto is Nigeria’s fastest growing mobile digital wallet/payments venture changing the way people pay for for online & offline services
Transfy
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Transfy is a Fintech startup on a mission to connect individuals and businesses across Africa financially.
Globasure
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Globasure develops and provides effective end to end payment solutions that make living simpler. Our clients include FINTECH, banks & telcos
AFRICA FinTech
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AFRICA FinTech is a agency, providing business news, financial market data, research and documentation about african stock markets.
ProNOV Health
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ProNOV is a business intelligence solution for drugstores.
Payluk
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Payluk is a financial technology company providing payment protection(escrow) services for individuals and businesses.
TechFusion
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TechFusion builds digital solutions that help informal banks and serving financially underserved markets to function like regular banks.
Payslice
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The Easiest Way to Pay Your Employees & receive paycheck
SureCredit
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SureCredit is a voucher financing platform for employees of selected companies
REACH
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REACH helps individuals master their personal finances and access credit responsibly.
LinkCredit
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LinkCredit is a mobile application that provides its users quick loans and credit services.
Chiji14xchange
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Chiji14xchange is a Crypto fintech company, That creates solutions for real world problems through Blockchain Technology,
FintechNGR
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FintechNGR is a fintech industry development platform in Nigeria.
HerVest
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HerVest is a social enterprise that promotes financial inclusion for women by employing a Gender Lens Investment (GLI) strategy.
Parkway Projects
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Parkway is a leading financial technology provider creating modern banking experiences, proudly developed by Africans.
Lendha
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Lendha is a fintech company creating seamless access to financing for SMEs and Indvidual
Sumotrust
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A savings and investment company for low and middle class earners
Swipe
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We build SaaS and B2B products for Banks, FinTechs and the finance sector in Africa.
Broad Kapital
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Broad Kapital is a fintech company that provides instant short-term microcredit to Nigerian consumers.
NowNow
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NowNow aims to democratise the mobile money space in Nigeria & Africa.
ITEX Integrated Services
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ITEX Integrated Services is an innovative FinTech company that designs and deploys secure and convenient Online & Mobile payment solutions.
Bongalow
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Bongalow is a mobile-powered home financing marketplace that enables Africans at home and abroad shops for the best home loan.
Blockchain4Africa
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Blockchain4africa is building a financial ecosystem called KUDI Ecosystem using blockchain technology to boost Africa’s economic growth.
Baxi Box
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Baxi Box provides a cash-in/cash-out offering as well as value-added services – account opening, money transfer, bill payment and more.
eAjor ltd
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Nigeria’s first digitalized co-opeerative helping members meet financial goals via periodic rotational contributions
BeepTool
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Affordable satellite & TV whitespace Internet Connectivity As a Service and Integrated Digital Inclusion Services for the Excluded Community
PayedIn
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PayedIn is a digital marketplace powering the offline to online transition of merchants and customers through technology.
Nibox
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Nibox is a merchant aggregator and mobile payments company that aims to simplify transactions via a self-service kiosk infrastructure.
Prophius
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Prophius brings in-person and online mobile payments to the storefront in a clean and zero contact way.
Esusu Africa
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Esusu Africa is the financial technology platform helping individuals save money and build credit.
Aviv Wallet
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Aviv helps users to access cash without using the ATM or POS systems
Middletrust
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Africa’s most reliable escrow payment service provider.
Tangerine Life
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Tangerine Life is a financial technology company that consistently goes the extra mile to improve the financial security of our consumers.
Bantu Blockchain Foundation
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A non-profit entity that empowers individuals and organizations across all industries using its Bantu blockchain technology.
Lendsqr
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Lendsqr is a cloud-based, lending platform designed for small and medium-sized lenders, providing smart features at a zero upfront cost
Lendigo
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Lendigo is a fintech company that provides loans and financing opportunities for SMEs.
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