This article showcases our top picks for the best South Africa based FinTech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the FinTech (Financial Technology) industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top South Africa FinTech (Financial Technology) Startups
Data sourced from Crunchbase and SemRush.
Riovic
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A convenient and transparent way for shareholders to access private market profiles, insights, reports, financial data and deals.
CollectVest
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CollectVest is a fintech tool that facilitates non-traditional asset investment, trading of e-units, fractional ownership & stock exchanges.
Jigsaw Advisory
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Jigsaw Advisory specializes in finance digitization, EPM, automation, financial data, and analytics for digital transformation solutions.
AddPay
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AddPay specializes in payments with a wide range of online, POS, e-commerce, and mobile payment solutions for merchants and retailers.
SIPP Investments
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SIPP is a technology driven investment business with online tools for investors to empower financial well-being.
Neomutual
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Neomutual is an online platform dedicated to giving uninsured & underinsured individuals alternative coverage through zero interest credit.
CSI eServices Group Ltd
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CSI eServices Group Ltd (CSIEG) is a Secured eServices and FinTech Delivery Company
Africa Trust Academy
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Africa Trust Academy is an education company dedicated to inspiring and educating people for economic transformation
AirAdvance
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AirAdvance solves the problem that Airbnb income is mostly unrecognized by traditional finance and lending institutions.
WealthPro
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WealthPro is a financial firm that provides goal-based investing and comprehensive digital wealth solutions that streamline the procedures.
Hadeda
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HaDeDa is a marketplace that connects financial advisors in need of the latest software for the business with technology providers.
Prosperian Capital
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Prosperian Capital is a leverages technology to create innovative solutions in fintech, equities, and property investment.
Virtual Actuary
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Virtual Actuary is a consulting firm that provides insurtech, advanced analytics and fintech actuarial services to businesses.
Arcus Capital
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Arcus Capital has created a robo advisor with advanced investment algorithms that trawl the market and analyse them using big data.
Peniel
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Accelerating the acceleration of data insights within the sustainability markets with a robo advisor
Diga Digital Intelligence
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Diga Digital Intelligence specializes in cloud applications that are changing the way advisers connect with their clients.
RiovicPay
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RiovicPay is an innovative company providing money transfer and payment tools.
AvantCore
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AvantCore is a FinTech entity focused on Blockchain and CryptoAsset Research and Development.
Kukura Capital
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Kukura Capital is a company that focuses on financial education and financial technology.
wanna loan?
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wanna loan? is a short-term lender of choice. For fast, paperless applications. Apply in minutes and get paid within an hour.
Imafin
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Imafin is a specialist payment and commercial credit firm driven by innovation on traditional payments models.
PayCurve
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PayCurve is a financial technology platform that provides early access to a portion of earned and unencumbered salaries.
Paytec
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Authorised operator of BankTech Platform in Sub-Saharan Africa
Addendum Financial Technologies
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Addendum Financial Technologies specializes in supply chain finance, working capital, receivables, marketplace, and debt funding solutions.
Riskflow
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Riskflow is a fintech company founded in 1988, focussing on the creation of enterprise software solutions.
FMJ Financial Services
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Registered tax practitioners that focus on assisting individuals with SARS tax returns, tax advice, tax audits and tax objections
Blue Financial Services
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Blue is a micro-finance institution that offers loans and financial services.
Stock Shop
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Stock Shop provides a toolbox of platforms that financial institutions can white-label to provide financial education.
KINEKT Terminals
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“The World’s 1st Underbanked Friendly 2-Step Payments Terminal”
Mobicred
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Mobicred is a pioneering credit facility platform that allows its users to shop safely online with a real-time secure facility.
Cenfri
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Centre for Financial Regulation and Inclusion. Independent think tank focused on financial sector development,
Youi
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Youi is about helping you get the best premium, getting you a tailored insurance solution, and providing you with the best service.
Octobase
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The mobile banking platform for the decentralized economy
Delter IT
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Delter IT Services is a micro lending software development company providing client management systems to micro lenders.
Real Pay
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Real Pay is a multi-bank web-based payments system that allows users to upload transactions, manage cashflows & complete digital payments.
Hyphen
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Hyphen offers payments, collections, financial transactions and cash flow administration solutions to medium and large-sized companies.
Cryptovecs Capital
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Cryptovecs Capital is a black-owned African Investment and Technology company headquartered in Johannesburg.
ZAR X
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ZAR X is a licensed stock exchange that uses disruptive fintech to create a more efficient market for all.
Astute Financial Services
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Astute provides data exchange, intermediary, fintech and risk technology solutions to the financial services industry.
4 Africa Exchange Proprietary Ltd.
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4 Africa Exchange is a provider of safe and licensed platform that provides easier access, and more product variety to Issuers and Brokers.
Rainfin
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RainFin is an online lending marketplace that links Borrowers with Lenders.
Connect
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Connect offers financial technology solutions to connect entrepreneurs with opportunities to maximize their business potential.
BancX
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BancX a provider of cloud based platform that deliver digital financial and banking services.
Artis Turba
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Intuitive cryptocurrency exchange built for individuals, traders and investors.
Startupbootcamp Cape Town
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Startupbootcamp Cape Town is a leading accelerator focused on scouting for startups in blockchain, connected devices.
Veneka
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Veneka renders payment technology solutions such as card and wallet issuing, card payments, electronic and digital banking.
Airvantage
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Airvantage is a fintech provider of mobile financial and value-added services for mobile network operators.
Causal Nexus
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Causal Nexus is a startup that specialises in next-generation backend payment systems.
Fedgroup
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Fedgroup is a financial services company investing in smart technology.
Slide Financial
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Slide Financial offers customizable mobile payment solutions for platforms and marketplaces.
TradeSafe
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TradeSafe is an independent online financial escrow platform that securely safeguards the buyer’s funds and documentation in trust.
Maxicash
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Maxicash is a Fintech company & developer of a mobile app that helps African financially support their loved ones back home.
Fincheck
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Fincheck provides users with the facts and figures required to make an informed decision on their personal finance and loans.
Merchant Capital South Africa
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Merchant Capital is an alternative provider of working capital for small and medium entrepreneurs.
Simply Financial Services
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Simply is a #fintech #insurtech company, providing mass market life insurance combos (life + disability + funeral) for South Africans.
walletDoc
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walletdoc is the smart, secure & free way to pay bills – with no admin.
Uprise.Africa
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The first Equity Crowdfunding platform in South Africa
Nona Digital
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We design and build intuitive software for FinTech companies.
SASA Solutions
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SASA is a digital FinTech company that leverage data and tech to take friction out of finance.
Rateweb
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Rateweb is a fintech web platform that allow users to compare financial products like bank accounts, insurance, brokers, loans & credit card
OysterPay
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OysterPay is a digital banking platform for gig workers who are largely overlooked by traditional financial institutions.
ooba
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ooba pioneered mortgage origination in South Africa and now offers a range of solutions to homebuyers.
truID
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truID is provides financial institutions and fintechs with secure access to consumer banking data.
Fundamo (Proprietary)
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Fundamo provides mobile financial solutions for banks, financial organizations and mobile network operators.
Electrum
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Electrum builds software that represents the next generation of payments technology.
ProsperiProp
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ProsperiProp is fintech platform that makes it possible for people to own property and ultimately create their own personal wealth.
Transaction Capital
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Transaction Capital is a provider of specialised financial and allied services.
MobiLife
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MobiLife is an insurance provider aiming to transform micro-insurance in South Africa.
Payfast
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Our focus is on driving adoption of digital payments in South Africa by fostering ecommerce and helping businesses grow.
Mama Money
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Mama Money is the world’s first social business for remittances.
Netcash
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Netcash specialises in providing secure, online transaction processing services for SMEs in South Africa.
Cassava fintech
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Cassava Fintech is a specialised Pan-African Technology company.
CommuScore
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We digitise trust in the informal market. We provide alternative credit scoring for the unbanked to drive financial inclusion.
Fo-Sho
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Fo-Sho is a peer-to-peer insurtech that is powered by technology to bring affordable short-term insurance to South African markets.
Airbuy
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Airbuy is an alternative payment that allows e-commerce sites to accept payments without their customers exposing their banking details.
Nobuntu
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A community driven savings product which pays you more as you grow older.
Sygnia
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Sygnia is a FinTech company that provides asset management, stockbroking, and administration services.
DafriBank Digital LTD
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DafriBank Digital is a branchless financial technology company providing customized financial services to clients in 180+ countries
My-iMali
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My-iMali is a Mobile Wallet Solution and Mobile Wallet Platform.
iKhokha
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iKhokha makes it easier for South African businesses to accept credit card payments. With iKhokha, the device is yours, not the banks.
Truzo
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Truzo is a web and app-based escrow platform enabling buyers and sellers anywhere to transact in a safe and secure way.
GetVanced
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GetVanced is a financial wellness platform that allows employees to get immediate access to a percentage of their earned wages.
Vollar
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Vollar is a digital currency earned by doing good alongside local nonprofit organisations.
Root
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A financial services platform – programmable banking and insurance
Meerkat
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Meerkat is a financial wellness business committed to making a real difference in the financial lives of its customers.
Invoice Worx
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Invoice Worx is a working capital financing company aimed at providing access to a business network that helps businesses.
Paymenow Group
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Paymenow Group is an employee benefits platform that offers users early access to earned wages at affordable rates.
Investsure
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InvestSure- a tech company, provides APIs to enable partner investment platforms to sell its Investment Insurance product to their clients.
Entersekt
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Innovator in mobile identity and payments enablement
Mortgage Market
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Mortgage Market is a fintech startup that has created an online marketplace for home loans.
StokFella
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StokFella puts the power of informed financial management and financial decision-making in the hands of all Stokvels.
Franc
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Franc is a digital wealth platform helping more people invest more.
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