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101 Top Insurance Startups & Projects (Germany)

This article showcases our top picks for the best Germany based Insurance companies. These startups and companies are taking a variety of approaches to innovating the Insurance industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Germany Insurance Startups

Data sourced from Crunchbase and SemRush.

Allianz

Allianz

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Allianz is an integrated financial services company offering a range of products, services, and solutions in insurance and asset management.

Coya

Coya

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Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.

Coya

wefox

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wefox is a digital insurance company with tech enabled human agents.

Coya

Clark

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Clark is an insurance platform that provides full insurance cover.

Coya

finleap

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finleap is Europe’s #1 fintech ecosystem. In addition to access to capital, it offers a network of investors as well as partners and talent.

Coya

FRIDAY

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FRIDAY is the digital insurer in Germany to offer its own car fares.

Coya

ottonova

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ottonova is Germany’s newest and purely digital health insurance

Coya

omni:us

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omni:us offers a suite of insurance-focused AI tools developed for claims management.

Coya

ELEMENT Insurance

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ELEMENT Insurance is a technology company that offers custom-made, white-label product solutions for digital insurance.

Coya

Thinksurance

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Thinksurance is a leading technology consultation platform for business insurance used by brokers, agents, banks and further sales channels.

Coya

Xempus AG (formerly xbAV AG)

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Xempus AG, the German market leader in the digitalization of corporate pension & life insurance.

Coya

OptioPay

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OptioPay is an open banking technology provider for customer-centric and value-add solutions based on bank account data.

Coya

simplesurance

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Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.

Coya

Friendsurance

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Friendsurance rewards small groups of users with a cash back bonus at the end of each year they remain claimless.

Coya

Claimsforce

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Claimsforce is an insurance platform that provides designed to automate the claims management process.

Coya

Hepster

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Hepster is an insurtech company that develops customized insurance products and integrates them into digital processes and systems.

Coya

Baobab

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Baobab is a cyber insurance company protecting organizations.

Coya

Vantik

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Vantik is the first mobile retirement account to boost your confidence in your financial future.

Coya

INZMO

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INZMO is an advanced insurance platform creating value and enhancing the experience of insuring for all parties involved in key stages.

Coya

insureQ

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InsureQ is an insuretech startup that offers insurance tailored to SMEs’, freelancers’, and startups’ needs.

Coya

hakuna

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hakuna Provides a variety of embedded insurance solutions to e-commerce companies.

Coya

Finanzchef24

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Finanzchef24 offers entrepreneurs and self-employed in Germany digital commercial insurance via its independent online comparison platform.

Coya

Finanzguru

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Finanzguru is an AI based financial assistant.

Coya

FINLEX

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FINLEX is a commercial insurance platform for corporates, brokers and insurers.

Coya

Picus Capital

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Picus Capital is an early-stage technology investment firm with a long-term investment philosophy.

Coya

Etvas

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Etvas is a digital marketplace for value-added services.

Coya

dentolo

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dentolo is a dental insurance and ecosystem centered around customer needs.

Coya

ndgit

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ndgit ties banks and insurance firms with digital and creative fintech providers.

Coya

Getsafe

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Getsafe is on a mission to reinvent how people do insurance, building the radically best insurance experience at their fingertips.

Coya

Etherisc

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Etherisc is developing a protocol for decentralized insurance applications.

Coya

mailo

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mailo provides digital entrepreneur insurer for freelancers, self-employed and small businesses.

Coya

Deutsche Borse

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Deutsche Borse is an exchange company providing investors, financial institutions and companies with access to global capital markets.

Coya

CryptoTicker

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Cryptoticker.io is a crypto-, news- and community-portal about blockchain, crypto currency, ICOs & insights from the scene.

Coya

Feather

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Popsure specializes in giving personalized insurance advice.

Coya

Getsurance

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Getsurance is an online life insurance company.

Coya

maviance

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Maviance is a German based consulting (business and IT) and software development company.

Coya

DARAG Deutsche Versicherungs- und Rückversicherungs

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DARAG Deutsche Versicherungs- und Rückversicherungs is a legacy specialist and a pioneer in the delivery of finality solutions.

Coya

MotionsCloud

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MotionsCloud is an AI claims automation engine for property and motor insurances.

Coya

moneymeets

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Moneymeets is a developer of a customer-centered consulting software for banks and insurance companies.

Coya

DIPAT

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DIPAT is Germany’s first online medical service for effective living wills.

Coya

Covomo

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Covomo is Germany’s leading insurance comparison for special and niche insurances to let people easily protect the things they care about.

Coya

MassUp

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MassUp is the B2B partner for special insurance.

Coya

ShareACamper

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ShareACamper is a peer-to-peer rental platform for motorhomes and caravans.

Coya

Wetterheld

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Wetterheld provides online weather insurance for businesses.

Coya

CHECK24

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CHECK24 is Germany’s largest online comparison platform

Coya

bi: sure

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bi: sure is digital platform for commercial insurance.

Coya

Neodigital

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Neodigital is new insurance and insurtech start-up that provides digital insurance services for companies.

Coya

Banking One

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Predictive Analytics for banks – we predict which customer is interested in what financial product.

Coya

Bike-ID

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Bike-ID offers a free international bicycle registry, security marking kit, and insurance for bicycles.

Coya

tech11

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tech11 provides technology insurance solutions for the insurance industry.

Coya

Munich Reinsurance

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Munich Reinsurance is a risk management group that offers insurance and reinsurance.

Coya

Armira

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Armira is an entrepreneurial industrial holding company.

Coya

Sparkasse

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Sparkasse is a banking & financial service company that provides online banking, loans finance and more.

Coya

HUK24

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HUK24 is an online insurance service provider company.

Coya

Fidor Bank

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Fidor Bank is a digital bank an effort to re-establish lost confidence in banking with new and customer-focused services.

Coya

Hannover Re

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Hannover Re is a reinsurance company that transacts all lines of property, casualty, life, and health reinsurance.

Coya

EMIL

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EMIL operates as a pay-per-mile vehicle insurance platform in Germany.

Coya

Claimbuddy

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Claimbuddy develops innovative and fully automatic solutions for the simplification of insurance claims.

Coya

Barmer

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Barmer is one of the health insurance providers in Germany.

Coya

Inter

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Inter is an insurance group that offers a variety of insurance solutions to individuals and commercials.

Coya

Nelly

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Nelly provides tool for medical practices that simplifies patient onboarding and payments.

Coya

Advocard

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Advocard offers a wide range of insurance products and services that covers private, professional, traffic and rental legal protection case.

Coya

deineStudienfinanzierung

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deineStudienfinanzierung is the digital platform to help students finance their studies.

Coya

AUTO1 Fintech

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AUTO1 Fintech is a platform offering instant financing and insurance products to automobile dealerships buying and selling used vehicles.

Coya

Syncier GmbH

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Syncier offers a module-based insurance platform and an ecosystem of tailor made IT tools.

Coya

Signal Iduna

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Signal Iduna Group provides insurance coverage and services for private and commercial needs, capital formation, banking services.

Coya

cyan Security Group

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cyan, an European provider of innovative white labeled IT security solutions.

Coya

InsurTech.vc

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InsurTech.vc is a venture capital firm in early stage and later stage investments.

Coya

ControlExpert

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ControlExpert is a German services provider to the car insurance industry.

Coya

Helvetia

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Helvetia is active in the life, property and casualty and reinsurance business

Coya

Sutor Bank

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Sutor Bank The private bank for all.

Coya

Alteos

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Alteos offers digital insurance with a full portfolio of private and commercial property, liability, health and savings products.

Coya

Talanx

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Talanx is a provider of insurance and reinsurance products and services.

Coya

Virado

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Virado app allows insurance brokers to sell products and niche insurance in a fully digital way.

Coya

VENPACE

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Early stage VC focussed on InsurTech – backed by insurance companies from the DACH Region

Coya

Secupay

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Secupay offers debit and credit cards accepted with payment guarantee and Purchase Orders for your online shop

Coya

R+V Versicherung

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R+V Versicherung offers private and corporate customers individual insurance solutions of all kinds.

Coya

Movinx

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Movinx provides a wide range of flexible and digital insurance products and solutions for automotive companies and mobility providers.

Coya

eve

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Eve specializes in event management, SaaS, B2B, insurance, event tech, insurtech, and issue management.

Coya

finanzen.de

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finanzen.de is a web-based European marketplace for insurance and finance leads.

Coya

BCA

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BCA is a financial service company that fixates on filling the insurance and finance brokerage business with consultation and tools.

Coya

Novum

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Novum develops insurance software and provider of information technology solutions to companies that operate in the insurance industry.

Coya

Gen Re

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Gen Re is one of the leading property/casualty and life/health reinsurers in the world.

Coya

Deutsche Familienversicherung

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Deutsche Familienversicherung is the first digitized insurer and the only functioning Insurtech on the German market.

Coya

Finanzritter

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FinanzRitter is the first digital insurance broker to provide highly standardized and automated insurance consultancy and management.

Coya

Nuernberger Versicherung

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Nuernberger Versicherung is an insurance company that engages in the provision of insurance and financial services.

Coya

MRH Trowe

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MRH Trowe is an independent financial service provider.

Coya

AOK Nordost

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AOK Nordost health insurance products and services.

Coya

Munich Re

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Munich Re is covers the entire value chain of reinsurance,primary insurance and insurance-related risk solutions.

Coya

Allianz Benelux

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Allianz Benelux nv is an important player in the market for insurance and financial services.

Coya

SENATOR INTERNATIONAL Freight Forwarding

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SENATOR INTERNATIONAL Freight Forwarding is a logistics company that provides airfreight, sea freight, and marine insurance solutions.

Coya

Generali Deutschland

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Generali Deutschland is a German holding company that provides insurance and financial services.

Coya

Allianz Global Corporate & Specialty

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Allianz Global Corporate & Specialty can service clients in more than 160 countries across the whole spectrum of marine, aviation.

Coya

Asuro

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asuro designs a software which enables its clients to manage, track, and optimize all their insurance policies, premiums, and benefits.

Coya

SchneiderGolling & Cie – Assekuranzmakler AG

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SchneiderGolling & Cie – Assekuranzmakler AG is an insurance brokerage services

Coya

TechFounders

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TechFounders is a international accelerator program based in Munich, Germany.

Coya

DKV Deutsche Krankenversicherung

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DKV Deutsche Krankenversicherung AG is a private health insurance company.

Coya

Die Continentale

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Die Continentale is a mutual insurance company.

Coya

Barmenia Insurance

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Barmenia is an independent insurance group with product range that extends from health, life, accident, property & motor vehicle insurance.

Coya

awesome capital

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THE INVESTMENT PLATFORM & VENTURE CAPITAL PIONEER BETWEEN EUROPE AND CHINA

Coya

Ryskex

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Ryskex provides an approach based on the symbiosis of Alternative Rysk Transfer tools and Blockchain technology.

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