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101 Top Insurance Startups & Projects (United Kingdom)

This article showcases our top picks for the best United Kingdom based Insurance companies. These startups and companies are taking a variety of approaches to innovating the Insurance industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top United Kingdom Insurance Startups

Data sourced from Crunchbase and SemRush.

Bought By Many

Bought By Many

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Bought By Many is a pet InsurTech company that provides insurance products and a streamlined customer experience.

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Tractable is a software company that develops artificial intelligence for accident and disaster recovery.

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Accelerant

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Accelerant is an underwriting group specializing in serving a carefully selected and managed network of Members.

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DeadHappy

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DeadHappy is an insurtech company that provides digital pay-as-you-go life insurance services.

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Zego

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Zego is a commercial motor insurance provider that powers opportunities for businesses to self-employed drivers and riders.

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Superscript

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Superscript provides business insurance designed specifically to meet the fast-changing needs of small businesses.

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BIMA

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BIMA provides digital health and insurtech services in emerging markets.

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YuLife

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YuLife is a provider of life insurance and policies providing income in the event of critical illness.

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Cuvva

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Radically better insurance, fit for the future.

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Everledger

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Everledger provides an immutable ledger for diamond and other asset ownership and related supply chain history.

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Stable

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Stable is a risk management platform that helps businesses around the world manage their exposure to volatile commodity prices.

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Instanda

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Instanda is a SaaS insurance software platform that allows insurance companies to build, configure, and launch products online.

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The Ardonagh Group

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The Ardonagh Group brings together leading businesses in their fields to create a smart new vision for the insurance industry.

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Flock Ltd.

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London-based insurtech building the world’s first fully digital insurance company for connected and autonomous commercial vehicles

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Urban Jungle

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Urban Jungle provides an insurance technology to help young people get cheaper, better home insurance.

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REG

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REG provides an intelligence, analytics, and risk management software to the global insurance and financial services market.

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Cytora

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Cytora is a configurable platform that enables commercial insurers to create digital workflows by digitising, evaluating and routing risks.

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Nationwide Building Society

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Nationwide Building Society is a British mutual financial institution and the largest building society in the UK.

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Concirrus

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Concirrus support digital transformation of the specialty insurance industry using the latest developments in technology.

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Ondato

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Complete KYC and AML management suite that helps businesses onboard clients, authenticate users, and safely conduct their remote processes.

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Coincover

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A Lloyds of London insurance backed Cryptocurrency protection against the loss or theft of crypto assets, and fraudulent transactions.

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By Miles

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By Miles is reinventing car insurance – pay an annual cost to cover your car while it’s parked, then pay by the miles you drive each month.

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Hometree

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Hometree exists to make home ownership simple & sustainable

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KRM22

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Provide financial market organisations .

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Lloyd’s

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Lloyd’s provides leadership and insight to anticipate risk, and the knowledge to develop relevant, new, and innovative forms of insurance.

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Ki Insurance

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Ki Insurance is a fully digital and algorithmically-driven Lloyd’s of London syndicate offering instant capacity, accessible at any time.

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BGL Group

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BGL Group digitally distributes insurance and financial products.

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Mind Foundry

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Mind Foundry is an Oxford University company that has developed an AI platform to solve the world’s most important problems.

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Bequest

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We’re building an advanced way for millions of people to protect themselves and their loved ones.

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Nucoro

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Nucoro enables financial institutions to build digital savings, investment and wealth management propositions at speed and scale.

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Nexus Mutual

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Nexus Mutual uses the power of blockchain technology and Ethereum to allow people from all over the world.

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Fidelis Insurance

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Fidelis Insurance is a property and casualty (re)insurance start up.

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Insurtech Gateway

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The only FCA authorised independent incubator + fund, the Insurtech Gateway is the fastest place to build and launch an insurtech idea.

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Homeppl

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Reveal consumer’s real transactional ability

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Anorak

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Anorak offers a smart independent insurance adviser that gives people access to tailored advice about their life and their risks.

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Hyperion Insurance Group

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Hyperion is an international insurance intermediary group with insurance broking and underwriting agency arms.

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AkinovA

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AkinovA: an electronic marketplace for the transfer and trading of (re)insurance risks.

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Nimbla

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Nimbla is dedicated to providing small and medium-sized UK businesses with dynamic invoice insurance.

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DFP

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DFP provides insurers the granular insights on SMEs they would otherwise find difficult, time-consuming, and expensive to acquire.

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Neos

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Neos is an insurance company that provides smart home technology and home insurance.

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SO-SURE

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SO-SURE provides insurance that delivers consumers with faster claims and also money back services.

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Insly

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Insly is cloud-based insurance software for insurance brokers and agents to replace papers and spreadsheets.

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Gryphon Group Holdings

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A UK start-up insurer which is planning to sell life insurance in the UK.

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PremFina

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PremFina is an innovative premium finance company providing insurance brokers with a high margin white-label premium finance solution.

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FloodFlash

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FloodFlash is a tech-enabled flood insurance provider.

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Genasys Technologies

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Genasys is a full-stack, cloud-based, modular insurance solution & insurance management system for insurers, MGAs and brokers.

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Sprout.ai

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Sprout.ai, the advanced claims automation solution, harnessing the power of Contextual AI to revolutionise the insurance experience

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Verisart

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Verisart is a platform that certify and verify artworks and collectibles using the bitcoin blockchain.

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Rnwl

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Rnwl is an over-the-top insurance platform making insurance simple for consumers. Insurtech.

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Marshmallow

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Marshmallow is a full-stack insurance carrier driven by technology.

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Canopy

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Canopy is a financial health startup helping Renters build credit, save money, improve rental affordability and achieve financial freedom.

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Mashroom

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Mashroom is a proptech startup that provides end-to-end property letting services to landlords and tenants.

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Hastings Direct

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Hastings Direct is a general insurance provider.

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Hyperexponential

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Hyperexponential is a provider of mathematical modeling software for the commercial insurance sector.

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Eddisons

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Eddisons provides specialist services to banks, insolvency practitioners, owners, and occupiers of commercial property.

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Nayms

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Nayms is a Smart contract platform for the placement, trade, reporting and settlement of insurance risk.

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Artificial Labs

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We’re making insurance frictionless. We collaborate with leading insurers, using technology to save time, money and increase sales.

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Lane Clark & Peacock LLP

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LCP is a firm of financial, actuarial and business consultants, specializing in the areas of pensions, investment, and insurance.

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Napo

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Napo is an Insurtech start-up committed to bringing innovative, customer-centric and transparent products to the market.

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Azur Group

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Azur is a Managing Digital Agency (MDA), in partnership with AIG, one of the world’s largest and best-respected insurance companies.

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Broker Insights

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Broker Insights is a searchable platform for insurers and brokers.

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Avantia

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Avantia mission to make insurance available to everybody, not just those whose risks are easy to price.

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Co-Operative Bank – UK

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Co-Operative Bank – UK is a provider of personal banking.

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Unslashed Finance

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Unslashed Finance provides insurance products for crypto assets.

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Corax

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Cyber risk intelligence platform providing data and modelling on the cyber exposure of millions of companies worldwide.

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Anansi

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Zero-admin insurance for e-commerce businesses

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ERS Insurance

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ERS Insurance is a market-leading specialist motor insurer based in the United Kingdom.

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Vitality

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Vitality provides personal, business, and corporate health insurance solutions.

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Kudo Insurance

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Kudo is a unique App using mobile telematics to give safe-drivers the best deal, while creating the most profitable book of motor insurance.

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Bikmo

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Bikmo provides simple, brilliant and inclusive bicycle insurance for road, MTB, triathlon and e-bike riders.

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Kasko

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Kasko is an insurance distribution network that allows you to quickly and easily integrate insurance products into a site, service, or app.

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Inigo Ltd.

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Inigo Ltd. is a specialty insurance and re-insurance company.

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Global Risk Partners

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Global Risk Partners is an investment vehicle aimed at insurance brokers and managing general agents trading in the UK retail and global.

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Brolly

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Brolly offers a Policy Management platform that enabled customers to consolidate all of their insurance policies into a single dashboard.

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Lightfoot

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Lightfoot is a fresh, vibrant, and highly innovative cleantech engineering company.

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Right Choice Insurance Brokers

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A UK-based motor insurance broker .

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Balance Re

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Balance Re is the life reinsurance startup specialized in quantitative asset-liability management.

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Reposit

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The tenancy deposit alternative. A new way of renting without the hassle of a deposit

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Pikl

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Pikl provides specialist Insurance for the Sharing Economy and “On Demand” Economy.

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Aventus Platform

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Aventus Platform is enables insurance businesses to create a seamless customer experience for any insurance line, through any channel.

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Konsileo

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Konsileo is a commercial insurance broker using technology to empower individuals and replace hierarchical management.

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Optimiz

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We enable remote containerised cargo inspections and claims optimisation

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Dinghy

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UK-based insurance tech (insurtech) startup.

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Shire Leasing

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Shire Leasing is the largest independent funding house in the UK

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Loadsure

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Loadsure is a spot freight cargo insurance company.

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Premia Capital

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Premia Capital is a newly-formed property & casualty (“P&C”) insurance

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Intelligent AI

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Intelligent AI reduces the cost of and accelerates customer engagement with innovative AI solutions for Insurance and Local Government.

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Insurami

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Insurami offers a deposit guarantee platform for commercial real estate

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Seso Global

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Seso Global is a platform for secure real estate management and transactions in Africa.

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honcho

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honcho redefines how to buy insurance, where insurers bid against each other to win your business!

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Equipsme

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Equipsme provides health insurance for UK business.

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Skyline Partners

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Skyline Partners is a private-equity funded UK Insurtech company, focusing solely on index-based parametric insurance.

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Sherpa

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Sherpa provides perfectly personalised insurance in one simple account for one payment

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RightIndem

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RightIndem is a white-label insurance claims platform, that works with insurers to enhance claimant’s customer experiences.

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Willis Towers Watson

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Willis Towers Watson is a global advisory and solutions company that helps clients around the world turn risk into a path for growth.

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PORTABL.co

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Providing Insurance and Benefits to the Freelancers of the World

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BirdsEyeView

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InsurTech, Managing General Agent, Satellite-Data, Parametric Insurance, Climate-Change Risks

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PIB Insurance

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PIB is a dynamic insurance broker employing outstanding individuals with a wealth of knowledge and experience in the insurance market.

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hubb

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Honest, Usage-Based Broking – The New Way To Buy Business Insurance

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Locket

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Locket uses clever technology to secure the things you care about, and we’ll lower your home insurance premiums.

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Capita

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Capita plc provides customer and business process management, and professional support service solutions primarily in the United Kingdom.

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